Detect an email scam [Printer Friendly Version]
E-mail scams are not viruses, but they can cause major issues because they convince you to give away your private information - that can cost you a lot of money and headaches.
Common e-mail scams that our sent to us:
- Warnings that look like they are from a bank, eBay, or Paypal telling you that your account will be terminated if you do not input your user ID, password, credit card or bank account information.
Determining if it's legitimate or not:
- Assume that everything is a scam unless proven otherwise. Trust your instincts. If an email message looks suspicious, then it probably is.
- Most reputable businesses, such as banks, do not send out important requests via e-mail. They will send things by postal or they will call you.
- If you get an official looking email from an institution you do business with, telephone them using the phone number you have on file (not the in the email) and then confirm they sent the email.
- If there is a link in an official looking email, do not click on it. What you should do is manually type the known website address into your web browser (example: www.ebay.com). Those links in the scam emails do not actually point to the website they say they do, you will get redirected to some fake version that will steal your information.
Here are a few phrases to watch for if you think an email message is a scam:
Verify your account- Remember, businesses should ask you to send passwords, logon information, social security numbers or other personal information via email.
If you don't respond within 48 hours, your account will be closed
Dear Valued Customer- Most email scams are sent out in bulk and will not include your first or last name.
Click the link below to gain access to your account- When you click the link, it may look official, but most likely will be phony. Instead of clicking the link, hover your mouse over the link and you will see the web address, normally you can tell if it's legit or not.
Another common tell-tale sign that the link is not legitimate is the misspelling of the company name or words within the link. Example we received an email that looked like it was from Paypal, yet when you hovered over the link it came up as this: http://rystore.com/.mambers/~updateIDuser21412/onlinScured/pay~pal/CGI-BIN/web-Verif/onlinedUgrade/custmer~12ID21412......
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